- APPLE PAY RECEIPTS HOW TO
- APPLE PAY RECEIPTS SOFTWARE
- APPLE PAY RECEIPTS CODE
- APPLE PAY RECEIPTS OFFLINE
This method is similar to how iPhone users scan QR codes where they can then be taken to a product or company’s website, except that in this instance, they can make payments through this method as well.
APPLE PAY RECEIPTS CODE
POS service provider Clover has recently announced a new feature called Scan to Pay where smaller retailers can simply include a QR code on its receipts where upon scanning, Apple Pay users will be redirected to a website where they can then make their payment using the service.Īccording to Clover, “Developed to expedite the payments experience in response to consumers’ increasing expectations for speed and convenience, Scan to Pay helps eliminate inefficiencies within the traditional full-service restaurant payment process by allowing a guest to pay a bill and tip within seconds using their iPhone and Apple Pay.” However, what if a retailer or restaurant does not have those terminals installed? Now there is a new way of paying.
APPLE PAY RECEIPTS OFFLINE
It can also be used to make offline purchases at stores where users simply tap their iPhones or Apple Watches at compatible POS terminals. *completion and void transactions will be supported, but no data is required from PassKit and the transaction should be implemented on the merchants server.Apple Pay can be used to make online purchases. No fumbling to grab a separate transit card, open apps or even wake your. Merchants and developers should determine which method is more appropriate for their app. Just tap your iPhone or Apple Watch to pay for rides using transit value or passes. Apple Pay displays recent debit and credit card purchases you made within the Wallet on your iPhone, but it wont display all your purchase details. This method makes the transaction process simple for the merchant, and is therefore well suited for small to medium sized businesses.īoth methods of integration are equally secure for the customer, as well as the merchant.
Moneris then decrypts and processes the transaction. During transactions, merchants that choose to use an SDK only pass along the encrypted payload they receive from Passkit to the Moneris Gateway. These include features like purchase, pre-authorization, independent refund, completion* and void* transactions. SDKs contain the tools to develop the standard features merchants require. SDKs are ready-to-install kits containing APIs as well as additional tools for development. Because this process is complicated, Apple recommends only businesses with expertise and a previously integrated payment processing system use APIs instead of SDKs. If the merchant chooses to use only an API the merchant must decrypt payload information themselves before sending the decrypted information to the Moneris Gateway to be processed. API’s are required to complete any transaction, and therefore the API for Apple Pay is also included within an SDK. Merchant’s app requests and receives the encrypted payload.Įncrypted payload is sent from the merchant’s server to the Moneris Gateway, and the payload is decrypted and processed.Īn API works to provide a communication link between the merchants’ server and Moneris’ server. Moneris Gateway receives the decrypted payload from the merchant’s server, and processes the transaction similar to a normal credit or debit transaction. Apple Pay generates random and unique displays of the last four digits for every transaction. Merchant’s app or website requests and receives the encrypted payload.Įncrypted payload is sent to the merchant’s server, where it is decrypted. When payment details are returned in their encrypted form, they can be decrypted and processed in one of two ways: SDK or API. Processįor both API and SDK methods of integration, the merchant’s app or website uses Apple’s Passkit Framework to request and receive encrypted payment details from Apple. Then just tap your iPhone or Apple Watch on the yellow card reader and go.
Simply select a card for travel in Wallet. You no longer need to authenticate your payment with Face ID or Touch ID.
APPLE PAY RECEIPTS HOW TO
While both methods provide the same basic functionalities, below will outline differences between each and how to choose which method is right for you. Paying for journeys on Transport for London is easier with Express Mode for Apple Pay.
APPLE PAY RECEIPTS SOFTWARE
Merchants can choose to use a Software Development Kit (SDK) or an API. Moneris Solutions offers two processing and integration methods for Apple Pay. Apple Pay ConfigurationĪpple Pay is making their way into the market and it’s important to understand the options available to merchants when integrating Apple Pay to apps and websites. Apple Pay transactions are available to Canadian integrations only.